The Need For Long-Term
amazing, but true. In a little over 200 years life expectancy
in the United States has doubled. In frontier America
only 1 in 10 people could expect to see age 65. Today
almost 80% of us will live past age 65. What is really
remarkable, based on trends projected by the Social
Security Administration an estimated 12 million Americans
alive today will bring in the NEXT century in 2100!
as more and more Americans age, they suffer chronic
disabling conditions that require long term care either
at home or in a nursing home. Alzheimer's, Parkinson's,
osteoporosis, heart disease, stroke and memory loss
predominately cause chronic disability among those over
people find out the hard way that Medicare and Health
insurance DO NOT cover most long term care costs. Instead
those who need extended care must rely on their IRA's,
401ks and investments to pay for care and when those
are reduced, turn to Medicaid.
is the federal/state welfare program that pays for health
care for the poor. Since Medicaid is an entitlement
for the Nursing Facility only, choice is diminished.
Is Long Term Care?
Term Care is the help needed to assist in the performance
of activities of daily living. These activities include:
bathing, dressing, toileting, continence, transferring/mobility
and feeding. Care may also be needed to assist an individual
with a severe cognitive impairment (such as Alzheimer's
disease). Long term care may be provided in a person's
home, in adult day care, assisted living or a nursing
home Long term care may be provided in a person's home,
in adult day care, assisted living or a nursing home
Long term care may be provided in a person's home, in
adult day care, assisted living or a nursing home.
types of care that peoplereceive fall into the category
of skilled or custodial.
care is administered by a skilled nurse or therapist.
care is help with routine activities such as bathing,
dressing, toileting, continence, transferring/mobility
types of care are available 24 hours a day. The most
common types is custodial care.