Why The Reluctance To Plan For The Event?

If you value a secure future and your family’s financial independence, you’ll not only pursue answers to these critical questions, but also seek a viable solution to what is quickly becoming the number-one worry of retirement.

Throughout my experience meeting with several thousand people over the past decade, I notice there are 3 common reasons or excuses given by most individuals to explain why they don’t have or think they need long term care insurance. They are:

1) "I’m never going to need care!"
2) "I’m already covered by Medicare or Health Insurance at work."
3) "I can’t afford the insurance."

Let’s explore each of these concerns.